Credit card debt keeping you up at night? We’re here to help!

In 20 minutes or less, you will get a clear view of your current finances, a personalized budget and a recommendation for getting out of debt.

Get Started with a Free Financial Review

Create Your

Your privacy is our priority. We will never share your info with third parties or contact you without your consent.

Your Story

Provide us with some details about your current debt situation and future financial goals.

Get Your

You will receive options for getting out of debt and a recommendation to help you move forward.

What Happens Next?

Many people receive a recommendation for a Debt Management Plan, which lowers credit card interest rates and consolidates multiple payments into one manageable monthly payment.

Debt Management clients enjoy:

  • Lower interest rates
  • One convenient monthly payment
  • An end to collection calls
  • Waived late and over-limit fees
  • A path to bring accounts current

A Top-Rated Nonprofit Credit Counseling Agency

Discover Your Best Option
for Getting Out of Debt

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Who is Take Charge America?

Since 1987, we’ve helped more than 1.6 million people take charge of their finances and pay off their credit card debt. We have long-standing relationships with hundreds of creditors, which allow us to achieve lower interest rates for our clients. As a nonprofit agency with an emphasis on financial education, our goal is to help you become debt-free and stay that way.